4 easy ways to reduce home expenses

4 Easy Ways to Reduce Home Expenses

August 29, 2022 by

What is a home expense?

Home expenses are all those bills and other items you need to spend money on to run the house.

From your utilities to TV subscriptions, groceries, and maintenance—all these things can add up. Thus, owning or renting a home can become expensive.

Reviewing your expenses, even just once a year or around the time of renewal for something like insurance policies or annual subscriptions can save you money; sometimes a lot, sometimes just a little.

However, even the little savings add up in the end. By understanding your expenses, you will be in a better position to try and reduce them.

Most people will pay a fee once a year and forget about it. While that’s great for peace of mind, for things like never missing a payment, you could be missing out on ways to reduce that payment and save anything from $10 to $1,000 a year.

This article will examine four simple but essential ways to lessen your home expenses.

1. Budgeting is easier than you think

While most people hate setting a budget, it does help with the day-to-day costs and allows you to see where your money is going. This can be easily done in a spreadsheet.

It’s important to remember to set time aside before you start. Make a list of everything you spend money on. Medications, food, subscriptions, gas, cell phones, water, and power—where can you save?

Medications could be as easy as calling other pharmacies to see the price difference. Even if your insurance covers the bulk of the cost, if you can reduce the deductible you need to pay, then why not do so?

There are also grocery stores now with gas stations on-site, and many of them have reward systems. It can pay to fill up and shop at the same time.

Look at your subscriptions. What level are you paying for? Do you really need to access one service on all TVs and cellphones in the house at once? Or, could you downgrade the subscription to one TV? Depending on how often you use this service, maybe cancelling it altogether is a better option.

Try to use cash or debit and not credit cards. It’s so easy to overspend on a credit card and have a large bill at the end of the month that it can seem daunting to pay off. By using cash or debit, it’s easier to see where your money goes and how quickly.

If you use a credit card, make sure it’s one with a beneficial reward or cashback program.

Record all this spending on your budget sheet, and you can then see where you can save even more the next month.

2. Meal plans

It really is cheaper to make meals at home than to eat out. Of course, dining out is always a fun occasion (especially as someone else then does the washing up afterward).

However, between the cost of gas, service fees and tips, it’s much cheaper to eat at home.

Before shopping, plan out what meals you want and then make a list. The list will help you to make sure you get what you need. Also, don’t go shopping when hungry, as it will lead to extra purchases you don’t need.

Try to collect reward points. There are so many point systems out there now, and they can all add up really quickly to $10 or even $20 off your next food bill.

When grocery shopping, try to go for cheaper brands or items that are on sale. They are still good to eat or use, and most will freeze really well and save you money at the same time.

3. Cut back on your electricity usage

Who remembers their dad getting mad because you left the light on in a room you had vacated? Well, turning off the lights when you leave a room really does save you money.

You can also get energy-saving light bulbs, which also help to reduce your bill. They are just as bright and can last longer than regular bulbs.

Try to ensure that appliances like the dishwasher or washing machine are full before you turn them on.

Half or small loads use just as much power as a full load, so it makes sense to run them just once a day and not three or four times.

Additionally, check to see if they have an energy-saver feature, as most modern appliances do. For your washing machine, run cold cycles. This cleans just as well and saves on power by not having to heat up the water.

Treat yourself to a clothesline, especially in the summertime. Take advantage of the hot days and dry the laundry outside. This keeps the home cooler and saves you money at the same time.

4. Reduce your insurance premiums

Shopping around when it gets closer to your renewal can pay off. Insurance companies are always advertising sales, discounts, and special offers. Some sales will be for new customers, and some are available for existing customers that they don’t want to lose.

Bundling up your home and vehicle insurance can also save you money, but so can increasing your deductibles, too.

When it comes to your home security, most companies now will consider any safety features you have installed. Smart home security systems are becoming more popular as they not only detect fire, water, and carbon monoxide but they also increase the property’s value.

This shows your care for protecting your home, family, and business. Thus, you can get discounts for installing anything from a basic alarm system to more complex types.

Review, Protect, and Save Today

When you are ready to start looking at your expenses and trying to see where you can cut costs, make sure you set some time aside and examine closely the four tips discussed above.

If you are looking to install a security system to help lower your insurance premiums, reach out to Canadian Security Professionals.

We can review your needs and get you started with the right smart home security system. Call us at 1 (877) 494-9911, or click here to speak to a specialist today!

Leave a Comment






"Our company has been working with CSP for almost 10 years. We use them to secure our retail stores and have always had a great experience with them. Their technical team is terrific and always..."

Tony W, Greenhawk Inc.­.

"I own a small coffee shop on the Hamilton Mountain, and after many issues, I was considering the idea of changing companies for our security system. I checked out several reviews of some local..."

Bring Your Dog Cafe And Pub, Jim Ervin.

"What a company, Heather was such a pleasure to work with. Tamim was also a great person to work with. Set my company alarm system in no time. Tamim is very friendly and answered all my questions. And..."

Gastro Market, Anthony Zolkiewicz.

"My whole experience with Canadian security professionals has been positive from the 1st step. I spoke to numerous companies and Curtis from Canadian security professionals was by far the most..."

Delicate Touch, Mark Eisenberg.

"Can’t beat the price. Thank you to my technician Rabah. Installed my equipment professionally and did a very clean job. Could not be happier with the overall service. Curtis did a fantastic job..."

Treetop Cannabis, Reggie J.

"Hands down it’s the best service you can get. Very professional from the time you reach out to them and to the final installation and set up. Heather from the office and Tamim on-site were both so..."

UCA Associates, Arun R.

"Excellent Experience I had my business and home system installed by this company and I can’t say enough about the professionalism.. The installer was so patient, explained all the functions to..."

Paradise Subs, Dan Lafleur.

"We had an alarm setup in our commercial office space by CSP. The amazing service started with Anas, who helped us understand what we needed. From there, the installer showed up on time, installed all..."

The Influence Agency, Tom Yawney.

"Tamim and Anas have helped us on numerous occasions for installation for our business and home! Its not even a question on who we would call to help us feel safe – they are quick, professional,..."

Ciscon Landscaping, Carmen Cisterna.

"What a fantastic company this is. I had a couple of issues with the doorbell camera and these guys were right ON IT. Emily is super fast, super smart and super nice when assisting me. Reminds me of..."

Dante D.

"Great service, I’m glad to have them in my business and would definitely recommend this company to my friends and family. "

Plains Laundromat, Ali Saadati.

"Heather (customer service) and Tamim (technician) were very helpful in explaining and demonstrating the services to myself and team. I had it installed in my home and office. Thank you very much for..."

Responsive Consulting Inc, Nole Coutrouzas.

"Thank you for making the process so simple and easy during a very stressful store opening. The technician was both professional and very pleasant to work with. Have nothing but positive things to say..."

The Thrifty Designer, Leslie Smith-Aragona.

"Received the best service, from first visit from the sales guy to the installation finish, gave me the best product out there and i was really pleased got them at my business and home now never will..."

Sam’s Auto, Sam Eltawil.

"Products seemed well-made and service was excellent; during the install, the technician was knowledgeable and professional. The install itself was straight forward and not intrusive aesthetically. I..."

Ali Al-Hashimi.

"Great feeling to have made right choice selecting Canadian Security Professional for Remote (smartphone) activated Alarm/Monitoring package. I highly recommend. "

Anil Kaul.

"Super helpful friendly team at CSP. Outstanding tech support. Would definitely recommend as a security company and a company that can help sort out all that is new in smart home technology. Not being..."

Kathy Shaw.

"I wish there was a 10 star button. From the first interaction until the final installation, it was an amazing experience. Not only my equipment was set up professionally but the service was..."

Ammar Albaqali.

"Excellent Staff to deal with. Very thorough about everything they install. Very friendly customer service. We were happy that they were a few minutes early to do the installation. They cleaned up..."

Giuseppe Battaglia.

"We had an alarm setup in our commercial office space by CSP. The amazing service started with Adam, who helped us understand what we needed. From there, the installer showed up on time, installed all..."

Tom Yawney.

"Very friendly conversation and nice work done by Tamim in setting up the home security installation. Also would like to thank Chelsee for all coordination and smooth installation. Thank you. "

Asha Topagi.

"Great company from sales to install . Fast install and friendly knowledgeable installers . Helped with setup and made everything easy to understand. Very nice system with cameras . Will recommend to..."

Craig Kawucha.

"We were so pleased when we contacted Canadian Service Professionals. Heather was prompt and very helpful in answering all of our questions. Our service technician, Tamim, was wonderful. He installed..."

Aravinth S.

"Choosing the right alarm company is a daunting task but right from the onset Heather was informative and unbelievably helpful. Heather helped me with my choices, advised and made sure that my alarm..."

Linda Kasprzak.

"Chelsee was so efficient and pleased to help me get the right system for my house. I wanted it installed as quickly as possible after we had a break in. It was installed the next day! Tim showed up..."

Amy Hoo.

"Very quick job, next day installation, good communication with sales person Eric. Next day Tamim showed up in our house and did a quick, professional and clean job with clear explanation and..."

Natalie M.

"Could not be happier with our new alarm system. It is user friendly and was easily adapted to suit our needs. Our Technician (Rabah) went above and beyond to ensure that our system was installed..."

Barry Snider.

"I’m very happy with the service CSP has provided, the discussion I had by email, before the installation of the system, was really helpful for finding what would be the best and the most efficient..."

Loïc W.

"Tamim came extra early to accommodate my doctor’s appointment that day. Unfortunately, some of my other installations were running late (cable, HVAC), Tamim stayed later than he was supposed to..."

Nicole.

"Canadian Security Professionals is a wonderful company to deal with. The team was very knowledgeable and educated me about the product and I felt more comfortable to use the alarm system. It is..."

Angela.

"We’re so glad we did our research and selected CSP! Incredible service from initial to the installation. Both representatives were professional, patient and educated us on how the products..."

Angeline Shawn.

"I would highly recommend CSP. The entire process was very easy and headache free. "

Francisco Peria.

"Excellent service from original contact, who immediately responded to my queries, to providing a quote based on my needs, and the professional installer. System is everything I wanted and then some...."

Luke Desimone.

"Had good communication with the sales person. He explained everything in detail. There was no hidden charges. Everything was straight forward. And the technician was super helpful, professional and..."

Ajay Mathews.

"Installer’s work was exceptionally neat and clean. I’m looking forward to having him install my security system at our cottage as well. The sales person was excellent. I will be pleased and..."

Phil Wiseman.

"Excellent experience! Thorough, professional and patient technician.. Thank you very much. We won’t hesitate to recommend you. "

Jason McMaster.

"I just switched from a well-know security firm to Canadian Security Professionals. The change over was done exceedingly well, the installation was quick and professional and service has been great...."

Eric.

"CSP has exceeded my expectations in both customer service and system quality. The pre sales interactions were handled very professionally and with a keen interest in helping me obtain a security..."

Adam H.

"Just wanted to say thanks for coordinating the install and just say that the installer did an excellent job and I would recommend your service. The installer was very patient and did everything to..."

Aldo.

"From the inital phone call consulation with Jennifer M., she was very knowledgeable and professional. I even had my spouse speak with her in order to help us make this important decision somewhat..."

Bob & Shauna.

"I want to say Thank You for all of your patience, and help. I downloaded the manual for my Simon XT Security System.. Everything is working perfectly. I went to previous employer today (I am retired)..."

From Jan and Bob.

"The installation was great, Equipment seems to be perfect, Your self and the installer was very Professional, courteous and a Pleasure to have met. I could not say enough about the Installer, I can..."

Skye’s Fashion Jewelry.

"I would like to take this opportunity to tell you how pleased I am with the excellent customer service I recently received from your technician Tamim. I wanted you to know that his patience, courtesy..."

Catherine N.

"Hi Jennifer, Great experience ! Rabah was absolutely amazing , very pleasant , friendly and fast. Explained everything very well to me and my hubby. We are very impressed with your outstanding..."

Renata.

"Just a quick note to commend Rabah who installed our alarm on Monday, Oct. 21, 2013. We are very pleased with his installation. He accommodated us, choosing the best possible location for the unit,..."

Joesph & Dee.

"Just had my alarm system set up today, and the gentleman that set it up was absolutely amazing. So kind and professional, my husband and I were truly blown away by the customer service we received..."

Kristina Kamber.

"I recently had a system installed at my house. So far, the system appears to be working great, easy to use and is a real peace of mind. I hope it continues this way. I would like to comment on the..."

Pierre Jean.

"The alarm system is all that I expected. The installation guy was polite and helpful. Thanks again for your help. I’m confident that I made the right choice in going with your company. "

Ed Doherty.

"We are very excited about making the switch. I really like the idea that the home will not only be monitored for burglars but also for fire and the fact that we will finally have a keypad (so my..."

Susie.

"As we were looking into purchasing a home security system, we got in touch with Jennifer Morgan. Throughout the entire process, Jennifer was extremely helpful and went above and beyond our..."

Rob and Sherry P.

"You will be delighted to know that both Tamim and I exchanged good words about you. We both agreed your enthusiasm and ability to compromise wins business. For example, I was dealing with 3 other..."

Raymond.

"Thank you for all the help with our alarm system quote helping us grasp the vital distinctions between the various models and monitoring services available. The installation team you sent were..."

Cliff.
Smart Security Alarm Systems - Canadian Security Professionals

911 Golf Links Road #114, Ancaster, ON L9K 1H9

1-877-494-9911

Hours of Operation: Monday to Thursday: 8:00 AM to 9:00 PM | Friday: 8:00 AM to 7:00 PM |
Saturday: 11:00 AM to 4:00 PM (EST)
Press option 1 to reach our 24/7 Monitoring Centres